There's many insurance company claiming to be the best and cheapest. How do you sort out all the insurance companies? In most states its the law that you must have a car insurance. Now are you having trouble in finding car insurance? American car quotes will helps individuals get auto insurance.
As far as the economy is concerned we know that everything is getting expensive these days including the cost of insurance it's just so ridiculous. Especially when you own a newer car you need to have full coverage that will protect your investment. It's better to have full coverage though because when the accident happens you don't have to worry about paying too much to get it fix.
Having a poor driving record will affect your ability to obtain low cost insurance and low monthly premiums. Which only means that the insurance company that you've applied for will give you the highest rate of insurance and you can't get away from it because the company wants money and they sees you as a high risk to their company.