Showing posts with label Debt Consolidation. Show all posts
Showing posts with label Debt Consolidation. Show all posts

Thursday, October 16, 2008

Non Profit Debt Consolidation

I'm not afraid to say that I've had my share of debt problems in the past. So when i consulted with a friend of mine to ask him what he would recommend i do to improve my credit history so that i could be able to secure a credit card, he didn't have any easy answers for me. I know its all my fault for getting myself into this situation but i never was really good at paying my debts on time. I had the money, but i just didn't want to make the time to sit down and fix this big mess i got myself into. My friend told me there were several ways i could go about fixing my past mistakes. One way to slowly start paying everyone of my debtors back. I didn't like that method. The other way was debt consolidation where i could round up all my bills and for one low monthly payment i could pay my creditors that way. Problem is that it cost money for debt consolidation or so i thought. That is until i found delraycc.com. I found out that they are a non profit company specializing in debt consolidation services. Are you in so much debt that it seems to be out of control and you just cant get out? Are your having difficulty sleeping at night because of mounting debt? Or maybe you just want those nagging creditors to stop calling you all times of the day demanding money from you. They can stop those harassing creditor calls and give you piece of mind. Let their friendly staff sit down with you and explain the whole process. And they also provide other professional services like credit counseling which i found to be an invaluable service. Don't put off your mounting debt any longer like i did. Make the call and change your life today.

Friday, April 11, 2008

Debt Consolidation

One of the hardest things to do as a family man is to manage our money and financial debt. I found that my wife is very good in taking care of the financial matters of our family. One way that we save money is that we don't go out to eat a lot. Most of the time we stay home and do a lot of cooking ourselves that way we can save money for things we really need. At one point in time i was trying to repair my credit history so that i could raise my credit score so that i can purchase a new car. One close friend suggested that i try debt consolidation to eliminate my financial problem but this didn't make sense because it would just add more debt to what i already owed. My mother in turn suggested that i try filing for bankruptcy which would solve my problem but this didn't sound like such a good idea either because then i would have a bankruptcy spot on my credit history and i sure didn't want that so it felt like a snowballing effect where i was just digging a hole that i couldn't get out of. Does this sound familiar to anyone? Anyways, today i have a new car and I'm getting things that normally require a good credit score and i owe it all to my beautiful wife because she keeps our family budget in check.